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Should You Pay Down Your Mortgage? At first thought, it may seem logical to take any extra money you might have (thank you work bonus!) and pay down your mortgage. Seems like a good idea on the surface, but let’s dive deeper and see if it’s right for YOU. Let’s put aside the emotional relief […]

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Buying a Home with Others You love hanging out with certain friends or have the perfect roommate in your current rental.  You’ve got a great relationship with one of your siblings who lives nearby. You and your partner have been together for years and want something more permanent. Should you buy a home with them? […]

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How An Appraisal Can Make or Break a Sale No home sale is every final until you get to settlement. That is a fact and explains why real estate signs say “Contract Pending” before being replaced with “Sold.” There’s a lot that goes on after a buyer’s offer is accepted by the seller. And a […]

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Have You Refinanced Yet? With mortgage rates at historic lows, it’s the perfect time to consider refinancing your home if you haven’t done so already. If you’re looking for ways to cut costs and save money in 2021, then taking advantage of these current rates with a new loan should be at the top of […]

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Is This the Year to Make It Happen? Buy a New Home in 2021! If you’ve been thinking about becoming a homeowner or ready to move-up to a larger home, this year could be your year! Mortgage rates are historically low – so buying a home is even more affordable than ever. Plus, the housing […]

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Why You Should Know Your Exact Credit Score Did you know that 1 in 5 people have an error on their credit report? That’s why whether you are currently a homeowner or plan to purchase a home in the future, it is important to monitor your credit report regularly. Are you giving your credit score […]

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How to Answer “What Neighborhood Should I Live In?” Where you live affects everything about your lifestyle. Every. Single. Day. Read the above statement again and let it sink in. Why? Because finding a location that matches your wants and needs is so critical to your happiness in your home and in your daily life. […]

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Holiday Safety Tips for You and Your Home It’s that time of year when the “hustle and bustle” of the holidays begins in full force. You may feel like your to-do lists for decorating, shopping, and baking will never end! Whether you own your home or currently rent, now is the time to make sure […]

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New Loan Limits Give Buyers More Spending Power in 2021 As we wrap up the last month of 2020, we have some good news to share for buyers and sellers in 2021 when it comes to mortgages! Effective January 1st, the Federal Housing Finance Agency increases conforming loan limits for mortgages acquired by Fannie Mae […]

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How Accurate Is Your Home’s Online Estimate? Who hasn’t checked out online real estate sites for price estimates of their own home, a neighbor’s home, or even a beach house when on vacation?  Most of us are guilty as charged! It’s easy to see why these sites and apps are tempting to use since buyers […]

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Ryan + Jordan here! We're here to make mortgages simpler & easier for you! 

We're here to take the guesswork out of buying your next home.  We will help you with a budget, work with your personal goals, & determine how much you can comfortably afford. We'll make it simple and guide you entirely through the process. 

Buying a home is one of life’s most important decisions—financially, emotionally, and physically. It can be stressful trying to navigate the purchase and a budget all at once. We will help you map out a financial plan so you are comfortable with your budget before you shop, so you can focus on the move. We're here as a resource and will educate you throughout the entire process of buying your home!

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